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Loan

Personal Loan

Whatever the occasion, our range of Personal Loans can help. The procedure is simple, documentation is minimal and approval is quick.

Personal Loan Features & Benefits

Borrow up to Rs 5 0,000 for any purpose depending on your requirements.

Flexible Repayment options, ranging from 12 to 60 months.

Repay with easy EMIs.

One of the lowest interest rates.

Speedy loan approval.

Home Loans

Mehsana Urban Bank brings home loans as per your requirement. A dedicated team of experts and a complete package to meet all your housing finance needs, Mehsana Urban Bank Home Loans, help you realize your dream.

Features & Benefits

Home loans for individuals to purchase (fresh / resale) or construct houses. Application can be made individually or jointly. Mehsana Urban Bank finances up to 70% maximum of the cost of the property (Agreement value + Stamp duty + Registration charges) based on the repayment capacity of the customer.

Flexible repayment options to suit your individual needs.

Automated Repayment of Home loan EMI - You can give us standing instructions to repay your Home Loan EMIs directly from your Mehsana Urban Bank Savings Account, thus, saving you the trouble of procuring, signing and tracking post-dated cheques.

Two Wheeler Loan

Whichever bike, our Two Wheeler loan is the answer. With quick approvals, flexible payment options and easy repayment - we'll help you buy the bike you desire.

Invest an amount every month in Mehsana Urban Bank Recurring deposits so as to meet your financial needs.

Features & Benefits

Flexible repayment options, ranging from 12 to 48 months available even at the point of purchase.

Automated Repayment of Vehicle loan EMI - You can give us standing instructions to repay your Vehicle Loan EMIs directly from your Mehsana Urban Bank Savings Account, thus, saving you the trouble of procuring, signing and tracking cheques every time.

Speedy loan approval.

New Car Loan

Just decide on the make & model and our New Car Loan will bring it to your driveway in no time.

Features & Benefits

Covers the widest range of cars and multi-utility vehicles in India.

Avail 70% finance on your favourite car.

Flexible repayment options, ranging from 12 to 60 months.

Speedy processing

Repay with easy EMIs.

Attractive Interest rates

Hassle-free documentation.

Education Loan

Mehsana Urban Bank Study Power aims to provide financial support to deserving students for pursuing higher professional or technical education in India and abroad. The loan would be provided to students who have obtained admission to career-oriented courses eg, medicine, engineering, management etc., either at the graduate or post-graduate level.

Quantum of Loan
The quantum of finance under the scheme is capped at Rs 10.00 lacs for studies in India and abroad, which would cover tuition fees, hostel charges (if any), cost of books, etc.

Margin
Margin for loans will be 20% for studies within India and higher studies overseas.

Role of the Guardian
The parent(s) or guardian of the student would be treated as a co-applicant of the loan. His or her role would be, necessarily, like the primary debtor.

Security
Third party guarantee and/or collateral security may be asked for in appropriate cases.

Disbursement
The loan will be disbursed in full or in suitable installments taking into account the requirement of funds and/or fee schedule as assessed by the Bank directly to the educational institution or vendor of books or equipment or instruments.

Loan against Property

Mehsana Urban Bank brings to you Loan against Property. You can now take a loan against your residential or commercial property, to expand your business.

You can depend on us to meet all your business requirements even to purchase a new shop or office for your business. Loan to purchase Commercial Property is a specially designed product to help you expand your business without reducing the capital from your business.

Features & Benefits

Loans to expand your business or to meet any personal need

Residential & Commercial properties accepted

Maximum Loan to value.

Flexible product offerings - EMI based loan / Overdraft facility available.

Attractive interest rates.

Loan against Security

Loan against Securities offers you instant liquidity.

You don't have to sell your securities. All you have to do is pledge your securities in favor of Mehsana Urban Bank. We will then grant you an overdraft facility up to a value determined on the basis of the securities pledged by you. Interest will be charged only on the amount withdrawn and for the time span utilized.

This facility is available against the following securities

Fixed Deposit of Mehsana Urban Bank

NSC/KVP